Estate planning: living your best life without regrets

16 January

As you approach the golden years, it’s essential to not only enjoy the life you’ve built but also to plan wisely for the legacy you leave behind.  Estate planning is not merely about drafting a will or dividing assets; it’s about ensuring...[Read More]

Oliver’s insights – More volatile and constrained – the macro investment outlook for 2025

15 January

Key points 2024 was another strong year for investors with shares up strongly on the back of better than feared growth & profits and global central banks cutting rates. Volatility was low and balanced growth super funds returned around 11%. 2025...[Read More]

Consumer spending plunge brightens hopes of rate cut

15 January

Australians pulled back sharply on purchasing household goods after bringing forward spending during Black Friday and Cyber Monday sales. Consumer spending fell 1.8 per cent in December after a rise in November, with financially stretched households...[Read More]

Investment markets and key developments – Weekly market update 10/01/2025

15 January

Soft week for share markets to begin the New Year as bond yields moved higher, economic data mostly good and in line with moderate inflation and reasonable economic activity.   Global share markets have had a muted start to 2025. US equities...[Read More]

As dollar dips towards 60c, tariff threat may Trump all

15 January

The odds of a February interest rate cut have been slashed but the falling Australian dollar could spell trouble for households hoping for an overseas holiday. The Aussie dollar fell to 61.85 US cents on Monday – its lowest level against the...[Read More]

Find out about obtaining shares and what tax deductions you can claim

15 January

You can obtain shares in several ways, most commonly by buying them. You should keep track of your share transactions so you can claim everything you’re entitled to and work out your tax accurately.   You can obtain shares through: Buying...[Read More]

Consumers feel finances slide but hold hope for future

15 January

Australians are feeling increasingly pessimistic about their household finances even as signs suggest the economy is set to improve. Consumer confidence slipped in the latest survey from Westpac and the Melbourne Institute, with sentiment declining...[Read More]

Steps to take if you can’t afford your mortgage repayments

9 January

Owning a home is a significant milestone. However, the financial responsibility of mortgage repayments can be daunting for some homeowners. In times of financial difficulty, it’s essential to find ways to manage your mortgage and avoid defaulting...[Read More]

4 great reasons to hire a bookkeeper

9 January

 Did you ever hire a bookkeeper to help you keep track of your expenses and tax obligations? If not, find out why now may be the best time to do so.   Bookkeeping is an essential component of any organisation. To focus on other tasks, such as...[Read More]

Starting a business after retirement: turn your passion into profit

9 January

For most people, retirement is a time to kick back, relax, and enjoy the fruits of their labour. However, it’s not uncommon for some to realise they cannot afford the retirement lifestyle they envisioned. Boredom can also set in, so you might feel...[Read More]

Early rate-cut hopes alive as core inflation eases

8 January

Mortgage-holders and a prime minister in election mode are hoping an encouraging step down in underlying inflation will pave the way for a February interest rate cut. Economists were generally heartened by official monthly inflation numbers, though...[Read More]

Underlying inflation heading in right direction

8 January

Further progress on underlying inflation bodes well for borrowers hurting as elevated interest rates keep repayments high. Wednesday’s figures from the Australian Bureau of Statistics further show consumers are enjoying reprieve at the petrol pump...[Read More]

5 simple things to do as you plan for the year ahead

2 January

People typically associate the new year with hope — a time for fulfilling plans, whether those are financial, personal or professional. The past year is finally over and you can now look forward to what the new year has in store. While it’s also...[Read More]

Financial New Year Resolutions to make in 2025

2 January

The new year is a perfect time to reflect on your achievements from the ending year and to plan for the new year. While you can also make resolutions for other aspects of life, financial success should be at the top of your list. Check if you...[Read More]

6 tips to overcome the deposit barrier

2 January

In Australia, the deposit barrier is a significant challenge for many people who wish to buy their own homes.  Saving up for a deposit can be a daunting task, especially for first-time homebuyers.  The good news is that there are various...[Read More]